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Q & A - funeral planning
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When considering funeral planning, pre planning, pre funeral need, funeral arrangements (including burial casket)
is pre paying the best choice? Either at the funeral home with a contract (Most contracts are not revocable or portable), in burial insurance (know what the fine print says) or a burial insurance (life) purchase. |
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Funerals, a Consumer's Guide Be sure to see the "Paying In Advance Costs - ABC report" on the links page too. However, not pre planning costs too. You need to know what your family expects, what your budget is, and how to go about saving money on this purchase, without sacrifice of getting it done how you want. Learning at the time of need, is an expensive, painful and hard lesson. Learn your options for Knowledge is a powerful thing. The  CAN be a rather large part of the cost. Learn all you can about the whole purchase of services and goods. Have a lawyer look over any pre need funeral contract. A lot of funeral homes in recent years have shifted the profit to their "Basic service fee of funeral director and staff".
Start to shop that too as everything else is added onto that "non-declinable basic service fee". The FTC allows only one non-declinable charge which is THAT costly basic service fee. |
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| What is proper funeral etiquette, eulogies, prayers, sermon, poetry, poems and hymns at the funeral service? |
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A "traditional" funeral is anything but now a days. There are many links from the funeral director's association website showing the trends. Also, google for any favorite verses, poems and prayers. One of the most heard response to a well done funeral is if the person doing the sermon actually knew the deceased or not. Songs played are of the person's favorites more than what was played in prior years, leaving more personal reflections of the final good-bye service, as it should be. |
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| Are there any cremation laws, requirements or pros vs cons about this choice? My family member has choose cremate instead of burial, can I override his choice - if I am last to go? He is a very large man, will his weight of 300 plus be a problem? I know there are pets that are cremated, where are they taken? What if a person wants to watch? Ask, some do (for an added fee too, groan). What to do with the ashes? Is there savings on flower arrangements, headstones, grave liners or cards and etcetera - for the funeral service available? It is such a big purchase, can I call someone to get help? |
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The cremation choice is gaining popularity by those concerned with the land space and budget. You do not have to give up the viewing if you choose cremation. There are rental caskets for this purpose. (Interiors are changed) There is not any requirement to use a cremation casket in most states. State & other place's law varies. The size of a person who is rather large might be a problem if the crematory isn't set up for one so big. However there are options at other places. A couple of the strict laws concerning cremation are they must be single and pets are not permitted in the same crematoria ovens as humans. There are many vets that do animal cremations, any size pet from parakeet to horse service is available. Watching the process is not permitted, however some people wish to view the coffin being placed into the crematoria, due to personal or religious needs, and these may do so in a special viewing room located behind glass in front of the cremators, at some facilities.. Au. Crematorium Tour Here is a link to check out for your area, or sellers on the internet that you can get a bargain on. Urns are placed there, ashes are buried, cast on the ground, sea or even shot up in space. Or in an urn to keep at your home. See our sponsor for savings on ALL funeral product & goods, call to 800-595-1313 http://www.burialitems.com/ATM.html |
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| Do you have to hold the funeral at a funeral parlor? Why are funerals so expensive? What are some tips to save money on funerals, to learn about the laws that are meant to protect cremation and funeral service customers, and where to look for help? Do you have sources for buying or selling cemetery lots? |
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No, funerals are held in the home, in the church, at the grave site and any place the family arranges. A few sites to answer your other questions, Funerals costs are high because.. Tips, the best are, learn all about the funeral industry, what to look out for and what to do if you suspect you have been pressured or lied to. Visit FROP (funeral rule offender's program informative information)If you learn how to protect yourself, this large purchase will not cost you as much as someone who has no clue. There are memorial societies that are for profit, and not for profit. The NOT FOR PROFIT society is geared towards saving money and information for the public. The for profit cremation societies are not to be confused with those more helpful ones. Also, if you are looking for a cemetery, consider buying some lot or grave plots from people selling them (due to moving, inheritance or other reasons) in the newspaper or internet web site. One of the things that make a funeral expensive is the viewing. This requires embalming, preparation of the body, hair, face, dress, etc. If the mortician charged what the embalming was really worth, no one would have it done. So the costs are hidden in that basic service fee of funeral director and staff. Now nearly a tie for the most expensive thing at a funeral.
The other largest item and more costly in the burial is the casket; see our sponsor this quater for a mammoth savings there  on caskets, outer burial containers (vaults, grave liners) and headstones.
A Team Master's Casket store for many types, styles and price ranges. ALL USA MADE. |
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Thanks for the visit, come back for more news often.
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